23 MONEY-WASTING HABITS TO BREAK

Stop Wasting Money and Start Saving More

Does your spending make you nervous? Many of us are wasting money on things we don’t need, from forgotten monthly fees that whittle away at our bank accounts to impulse purchases we later regret. Taking a step back to audit your spending is the only way to know where your money is really going and how to get it back. 23 Money-Wasting Habits to Break from LUXRESET Credit Solutions is the practical guide you need to spend smarter and eliminate waste. We’ve identified 23 common ways people waste money and provided simple, actionable steps to help you stop, so you have more money for what’s really important to you.

Inside, You’ll Learn How to Stop Wasting Money On:

This guide covers a wide range of habits, from small daily leaks to major financial traps. You’ll uncover how to save on:

Hidden Drains on Your Bank Account

• Forgotten Subscriptions: The average American spends $273 every month on subscriptions—learn how to manage them by rotating services instead of paying for them all at once.
• Unused Memberships: Discover why gyms count on a majority of their members rarely showing up and how to stop paying for services you don’t use.
• Credit Card Interest: Learn why carrying a balance doesn’t help your credit score and why paying your card in full every month is crucial to avoid high interest charges.

Everyday Habits That Cost a Fortune

• Dining Out & Meal Delivery: Americans spend an average of almost $3,500 a year eating out. Learn to cut back by planning your meals in advance.
• Coffee Shop Drinks: That daily coffee could be costing the average millennial over $2,000 annually.
• Brand-Name Products: Discover why you should opt for generic products whenever possible to save serious cash over the long term.

Big-Ticket Items and Lifestyle Traps

• Brand-New Cars: Avoid the dealership trap and learn how to calculate the real cost of upgrading your vehicle before you commit.
• Lifestyle Creep: Stop the cycle of “earn a bit more, spend a bit more” and ensure your pay raises contribute to your savings and retirement.
• High-Cost Insurance: Find out how shopping around for new insurance plans could save the average person over $400 on auto insurance alone.

Actionable Solutions for Every Habit

This isn’t just a list of problems. Each of the 23 points comes with a simple “What to do” section offering a practical way to break the habit and start saving immediately.

It’s time to stop the leaks and take control of your spending.

Download your copy and start keeping more money in your pocket today!