MONEY MANAGEMENT WORKSHEET

Get a Clear Picture of Your Financial Health

Reflecting on how you’ve been using your money is the key to planning and achieving the financial goals that will allow you to live the life you desire. This worksheet is designed to help you get a clear and accurate picture of how your hard-earned money is being used and what changes you can make to your financial plan moving forward.

The Money Management Worksheet from LUXRESET Credit Solutions is a simple, powerful tool designed to be your first step toward better budgeting and financial control.

This Comprehensive Worksheet Guides You To:

This isn’t just a budget planner; it’s a complete financial check-up. Inside, you will:

• Reflect on Your Savings Habits: Answer guided questions about your weekly savings, your spending triggers (distinguishing between “wants” and “needs”), and the methods you currently use to save money.
• Explore Your Investment Style: Consider what types of investments and what level of risk you feel comfortable with, and make a plan to consult with a financial advisor about increasing your investments.
• Calculate Your Net Worth: Use the detailed checklists to add up all of your assets—including checking/savings accounts, retirement funds, and the value of your home—and subtract your liabilities like mortgages, car loans, and credit card debt.
• Analyze and Tackle Your Debt: Identify your highest debts and which loans have the highest interest rates. The credit card analysis table helps you pinpoint which card has the highest interest rate and how you can start accelerating your debt repayment.

Track Your Progress Over Time

Financial health is a journey, not a destination. It is recommended that you complete this worksheet every 6 months to keep track of your progress as you watch your assets grow and your liabilities shrink. Stop guessing and start planning.

Download the Money Management Worksheet today and take the first step toward true financial control!